The law
What this software can fence — and what it cannot
This classroom’s software can refuse an order, refuse a tracker, and refuse to collect a child’s papers. It cannot replace a lawyer, a company, or a government .
Effective 8 September 2026.
What the classroom already does
A school, not a shop
We only teach. Delayed last to look. Paper cash is fake. You cannot buy a share or a coin here. Not a broker-dealer, adviser, CTA, CASP, or money transmitter.
Not directed at children
COPPA protects children under 13. This is a general-audience school, not a kids’ app and not a broker. Federal law does not require an 18+ date-of-birth wall for education-only paper. We do not ask for a birthday. We do not check a government ID. We do not knowingly collect personal information from children. An account, if you make one, is for people 13 or older.
No tracking cookies
Typefaces live on this host. We do not load Google Fonts. No ad SDK. No sale of personal information. Global Privacy Control is honored: there is nothing to sell or share.
Hypothetical paper
Paper fills and Circuit scores are hypothetical. CFTC Rule 4.41. Past or simulated performance is not indicative of future results.
Rights on this device
Export a copy. Wipe this browser. Shared-computer lock. Optional desk memory is a switch you can turn off. Language, if you pick it, saves on this device. Anyone with this browser can still read what it stored.
Specific disclaimers
Each fence, in one place. The long strip at the bottom of a page is the same house. Look. Do not buy.
No financial advice
We do not tell you what to buy, sell, or hold. A lesson, last, a paper fill, a quiz, Moon, and a quote on the tree are teaching — not a personalized plan.
Every page · Terms §2
Not a broker or an offer
Not an offer, sale, or solicitation of a security or a digital asset. No order, no custody, no live desk.
Terms §1 · North American rules
Delayed last
When the line is up, last may be a delayed public print. It can be late or wrong. It is not a ticket and not a quotation we sell.
Tape · Terms §1a
Hypothetical paper (CFTC 4.41)
Paper P/L and Circuit scores have no cash value. The prescribed CFTC 4.41 caution sits next to those numbers. Past or simulated performance is not indicative of future results.
Desk · Circuit · Terms
World Circuit is not gambling
No entry fee, no prize, no wager. Original board. Not Monopoly®.
Circuit · Terms §1b
Not a CASP or money transmitter
We do not custody, exchange, or transmit crypto-assets. MiCA and BitLicense are lessons, not filings we make.
Official · Terms §1
COPPA, not an 18+ shop
We are not directed at children under 13. Store band 17+ is a content rating for a listing, if one exists later. It is not a legal majority door and not a date we collect.
Privacy · Official
House ™, not ®
Real World Markets, World Circuit, Desk Pass, and Tape AI wear ™. We will not print ® until a live USPTO registration exists.
Marks
Other people’s names
Tickers and company names stay with their owners. Letter marks, not official logos. Not affiliated.
Footer · Marks
Desk Pass is software
Extras and a Moon week are not a live account. Classroom points have no cash value. A store app does not sell Desk Pass. A card month, if offered on the public website, is software only.
Pass · Terms §1d–1g
A gift is not equity
A donation is not a coin, a note, or a co-founder seat. We do not take crypto as a gift.
Support · Terms §1e
Practice weather is a path
Bull, bear, chop on the desk are teaching moods. Not delayed public last. Not a forecast.
Desk
Marks are a count
Badges on this device are not a license, a qualification, or a credential.
Learn · Desk
English controls
Translated pages help you read. The English legal text is the version that governs.
Legal strip
This school is not a lawyer
House rules and this list are how we run the classroom. They are not a legal opinion for your country.
The law
Not an NFA Member
NFA 2010-04 (enhanced supervision: taping, extra capital, pre-filing ads) is for Members. We are not a Member. We will not print their badge.
Official
Software we will not install
Extra vendors can make a worse file, not a safer school.
No ID shop
We will not install passport or selfie age software. That would collect government papers. If a child tapped it, we would hold a child’s ID. That is worse. We do not ask for a birthday at the door.
No cookie wall
We will not install a cookie banner for ads we do not run. Strictly necessary storage runs the classroom. Optional desk memory is a labelled switch.
No broker kit
We will not install order-routing, custody, or KYC vendor kits. Those belong to a licensed shop. This is a school.
What a lawyer still is for
A person behind the mail
Help mail is classroom help. A legal entity, if you form one, is your filing — not a broker license and not something this software can mint.
Store listings
Apple and Google questionnaires, age 17+ on a listing, and their review are those shops’ process. We describe Education, 17+, no IAP. We do not fake their badge.
Cards later
If Desk Pass is billed later, that is software access. It still is not a live desk. A merchant of record, tax, and a lawyer belong in that step — not in this classroom’s paper cash.
This page is not advice
House rules and privacy are how we run the school. They are not a legal opinion for your country. If you need one, hire counsel. We will not pretend we are that counsel.
Read Terms, Privacy, and North American rules. Look. Do not buy.